Bills Microcredit, one of Ghana’s leading microfinance institutions, has capped a strong 2025 financial year with its End-of-Year Dinner and Awards Night, celebrating outstanding staff performance, rewarding excellence with cash prizes and ten vehicles, and highlighting the disbursement of nearly GH¢2 billion in loans nationwide.
Held under the theme “Gratitude and Growth,” the event brought together management, staff, partners, and stakeholders to reflect on a year of strong performance and steady transformation within Ghana’s micro-finance sector.
The gathering also served as a platform to celebrate the individuals and teams whose dedication continues to drive the institution’s impact across the country.
Addressing guests, the Chief Executive Officer of Bills Microcredit, Romeo-Richlove Kweku Seshie, highlighted the institution’s 2025 achievements, including the disbursement of almost GH¢2 billion in loans across all 16 regions of Ghana. He noted that beyond the figures, the focus remained on the lives and livelihoods supported through access to finance.
“This year, we chose to get closer to our customers. We sat with the provision store owner in Takoradi, the poultry farmer in Ho, and the seamstress in Tamale. We listened, and in listening, we understood that when people feel seen, they grow,” he said.
The Board Chairman of Bills Microcredit, Kojo Dei Kwarteng, emphasised the institution’s strong governance framework and long-term sustainability. He stated that the Board’s confidence is rooted not only in performance outcomes, but in the systems, discipline, and accountability that guide how those outcomes are achieved.
He commended management and staff for their professionalism, stressing that trust remains the foundation of financial services and must be earned consistently.
Bills Microcredit was founded by Richard Nii Armah Quaye, President of RNAQ Holdings and Foundation, on the belief that access to finance can transform the lives of everyday people. Over the years, the institution has grown into a nationwide financial services provider supporting entrepreneurs and small businesses across Ghana.
Earlier in the day, during a Staff Durbar held at the University of Professional Studies, Accra (UPSA), Quaye announced a 100 per cent end-of-year bonus for staff, a declaration that was met with excitement and jubilation.
He expressed satisfaction with the institution’s performance since stepping back from active leadership, noting that major targets for the year were met and, in several cases, exceeded. According to him, nearly GH¢2 billion was disbursed to over 350,000 customers in Ghana in 2025, while across the wider group, more than US$400 million supported close to 700,000 businesses and individuals.
“What gives me the greatest satisfaction is seeing an institution that serves people with dignity continue to grow beyond any one individual. When customers continue to trust the organisation, even in my absence, that trust belongs to the people who show up every day,” he said.
A key highlight of the awards night was the recognition of excellence at team and individual levels. Twelve outstanding sector teams were honoured for collective performance and service delivery, each receiving a cash award of GH¢20,000.
Individual awards were also presented, with the Most Outstanding Operations Manager receiving GH¢20,000, while the Most Outstanding Customer Experience Executive received GH¢10,000 for exceptional contributions to operational efficiency and service quality.
The climax of the ceremony was the presentation of ten Toyota Vitz vehicles to top-performing staff across key operational areas, including Credit Risk Analysis, Recovery, Cluster Management, General Monitoring, and Employee of the Year, as well as five long-serving employees who have contributed significantly to the institution’s growth since 2016 and 2017.
The celebration was accompanied by live performances from Nacee, Moliy, Mona4Reall, Medikal, Shatta Wale, and international Afrobeats star Davido, adding colour and excitement to the evening.
As Bills Microcredit looks ahead to 2026, the institution says it remains committed to deepening customer relationships, strengthening technological capabilities, and expanding financial inclusion across Ghana, while maintaining strong governance, integrity, and responsible growth.
